INSURANCE COVERAGE FOR UNION ORGANIZATIONS

Your labor organization requires stable, innovative and responsive insurance partners. UNION Insurance Group will work with you to provide create comprehensive coverage specific to your organization’s needs.

General Liability 
Insures against any accidents on your premises involving visiting members and vendors, or those occurring at events hosted by your local at outside venues; includes Host Liquor Liability.

Property 
Shields your office and its contents, including your valuable computer equipment, from losses caused by damage or theft with sufficient property coverage. Our building valuation skill will ensure that your Property insurance limits are solid and appropriate without typical co-insurance penalties.

Automobile
Provides comprehensive coverage for your organization-owned cars and their drivers. We understand that your officers and delegates may travel extensively so it’s crucial that they have the proper protection. Coverage enhancements such as Hired Non-owned Auto, Hired Physical Damage, Rental Reimbursement, Towing and Labor, and Glass are included.

Worker's Compensation 
Provides lost wage and medical coverage for your business agents, instructors and clerical staff. Our rates are up to 10-15 percent lower than the state rate, so you can more easily afford to protect your employees while they work.

Data Compromise
Allows you to respond effectively if the personal information in your care, custody, or control is stolen or compromised

Excess/Umbrella Coverage
Provides an extra layer of protection over your existing Liability coverage to amply protect from a catastrophic loss.

Union Liability 
Expressly designed to protect labor organizations from claims of actual or alleged errors, misleading statements, allegations of civil rights violations, discrimination, sexual harassment and breaches of duty to fairly represent.

Cyber Security Liability 
Provides valuable claims service to handle all the costs and tasks needed to properly respond to a data breach. It will also pay for: state fines, credit restoration legal services, crisis management, disaster recovery, emotional distress settlements, and your retained counsel’s fees to defend multiple lawsuits.

 

 

Labor Organization / ERISA Bonds / Crime Coverage 
Protects against employee theft and other crime involving union funds.

Fiduciary Liability 
Protects multi-employer plans – and their trustees – from liabilities associated with fund administration.

 

 

Flood & Earthquake 

Available as optional coverage in our Labor Union Program.

To see a list of our customers click here.